FAQs for Members

Need an answer to a pension question?

Click the question for answers to some of our most commonly-asked questions.

Do you work part-time or on contract?

Visit the DBplus page to discover how DBplus maximizes the lifetime pensions of members who work part-time or on contract.

Q. How do I get an estimate of my pension?

If you are an active member you can use our Pension Estimator, with or without your most recent annual statement, to estimate your pension at different dates.

If you are within 5 years of retirement, you can receive up to 3 pension estimates per year directly from the Plan. To do so, complete and sign the Pension Estimate Request form and fax it to us at 416-673-9028, or scan and email it to member@caatpension.on.ca. The form must be signed by the member requesting the estimate.

If you have a deferred pension in the Plan (you left your pension in the Plan after terminating membership) the Pension Estimator will not produce an accurate estimate for you. Please complete and sign the Pension Estimate Request form and fax it to us at 416-673-9028, or scan and email it to member@caatpension.on.ca. The form must be signed by the member requesting the estimate.

Q. When can I expect to receive my Annual Statement?

Annual statements are delivered to members by the end of June each year. If you have not received your statement by July, contact Member Services by phone at 1.866.350.2228 or email member@caatpension.on.ca.

Visit the Annual Statement page for more Annual statement FAQs.

Q. How do I make a pension purchase

The first steps in making a purchase depend on whether you are interested in purchasing your period of employment prior to enrolling in the Plan, or a gap after you became a Plan member. To learn more, visit the Increasing your pension with a purchase.

Q. Where can I find the Direct Deposit form?

We’ll send you a Direct Deposit form to start your pension. You'll have to complete, sign, and return the form to the CAAT Pension Plan by mail or fax. (Do not send the completed form by email as it contains personal information.)

Q. I'm getting ready to retire. How do I confirm my common-law relationship status with the Plan?

Download the Statutory Declaration of Common-Law Relationship form. This form must be signed by you and your common-law spouse in the presence of a Commissioner of Oaths.

Q. How do I report a change (e.g. change in marital status) to the Plan?

Download the Member Change of Information form. Complete the relevant sections, sign, and return the form to the CAAT Pension Plan.

Contact your employer if you are updating spouse or beneficiary information for any other workplace benefits, or if you are reporting a change of personal information (e.g. a name change due to marriage).

Popular web pages

 

Don't see your question answered here? Contact us