Promoting your retirement security


Value for members
Cost effective, cost-shared, jointly-sponsored DB Plans are helping members earn stable, adequate retirement incomes. CAAT Plan members see real value in belonging to the Plan.

Value                Watch the video



Collective Responsibility
The CAAT Plan is jointly governed - members and employers together share responsibility for any deficits or surpluses. Working together towards a common goal leads to security.

Security                Watch the video



Workplace pensions are working for Canadians
Inadequate retirement savings is a problem. The solution provided by DB Pension Plans benefits more than just the members – the advantages carry over to taxpayers, governments, and employers.

Trust                Watch the video


bank safeStrength

The Defined Benefit advantage
In the joint governance model, those who bear the risks have a seat at the governance tables, and equally share the responsibility for the stability, strength and cost of the Plan.

Strength                Watch the video



scales of justiceAdvocacy

How do we protect your pension?
Efficient, well-run DB plans are the solution for adequate retirement income for Canadians. We believe it's important to lend our voice and expertise in support of defined benefit pension plans.

Advocacy                Watch the video