Growing Plan membership

As a Modern DB (Defined Benefit) pension plan, the CAAT Pension Plan is open to discussions with interested organizations (including those outside of Ontario's post-secondary education sector) about the possibility of joining the Plan. The CAAT Plan provides a proven solution for organizations that want to offer a cost-effective and sustainable pension to their employees.

Various organizations both in and outside the public sector have already joined the CAAT Plan, and now offer secure lifetime pensions to their employees. Even organizations that do not currently offer a pension plan, or that offer DC or RRSP arrangements, can take advantage of the opportunity to offer a cost-effective, sustainable pension solution to employees through the CAAT Pension Plan.

If you're an existing member of the CAAT Plan, read why growing the CAAT Plan benefits all.


Introducing DBplus

DBplus is a second pension plan design offered by the CAAT Pension Plan.

DBplus provides flexibility to accommodate the needs of employers and employees from various sectors; offering a valuable Defined Benefit (DB) design that’s simple, secure, stable and sustainable.

If you're a member of an employer or member group interested in a valuable DB pension, visit to learn more.

Latest news

CAAT Pension Plan in exploratory discussions with Torstar on merging its pension plans
Any pension merger must be mutually beneficial

(February 28, 2018) The CAAT Plan is in exploratory discussions with Torstar and its union representatives regarding a possible merger with the Torstar DB pension plans.

The CAAT Plan was contacted by representatives of Torstar following its successful merger with the Royal Ontario Museum pension plan and its openness to permitting private sector plans to join.

The CAAT Plan, Torstar, and union representatives are working through the details, including regulatory requirements that would be needed to move forward with the potential merger.

Preliminary analysis shows that a merger with the Torstar pension plans has the potential to align with the Plan’s strategic objectives of ensuring benefit security, contribution rate stability and intergenerational equity for current and future members. Any merger must meet the CAAT Plan’s guiding principles that it be in the best interest of the Plan, and the Plan would not assume any unfunded liabilities of the merging plan.