Be a Pension Champion

Modern Defined Benefit (DB) plans, such as the CAAT Pension Plan, are an efficient way to help members build a secure lifetime pension. They also act as a valuable way for employers to attract and retain talent.

In a Modern DB pension plan, members and employers share the risks and costs of the plan, and make all the decisions about the Plan together. Modern DB pension plans are good for members,  good for employers, and good for Canada. And they need champions to help spread the word.

Read on for some facts about the CAAT Plan so you can become a Pension Champion.



Retirement security is on most Canadians' minds: Studies indicate even those aged 18 - 24 are willing to contribute more now in order to guarantee a predictable lifetime income in retirement.




Read: Canadians across generations want secure, predictable retirement income
Download the report: Designing retirement schemes Canadians want: observations from a Modern DB Pension Plan



Modern DB pension plans are sustainable. The CAAT Pension Plan is 113% funded, with reserves of $1.6 billion. 





Watch the video “Is my pension secure?”
Learn about the Plan’s Funding Policy
Learn about how joint Governance works for members
Did you know? The CAAT plan is fully funded with reserves



For every $1 of pension paid, about 75 cents comes from investment income. The rest is from equally shared member and employer contributions.




Watch the video “Are DB plans too expensive?”
Watch the video series “Contributions and Benefit security”




Modern DB pensions are the best way for members to earn valuable pensions at a reasonable cost. DB pension plan members get a pension paid for their lifetime.




Read about “Modern Pension Plans are the future”






DB pensions help Canada by reducing senior reliance on social programs, and providing investments in the economy.




Read about “Three ways DB pensions benefit more than just members”






The average retired member of the CAAT Plan can expect to receive 800% of their contributions back in pension payments.





Watch the video “Is my pension worth more than my contributions?”
Read “8 Facts about 800%”


We’re advocating for DB Pensions

CAAT Plan staff are pension experts, and regularly advocate on behalf of Modern DB pension plans, and promote pension coverage across the country.

Read about our efforts in support of DB pensions