Pensioner Handbook 2011
A pension for your life
Retiring from membership with a CAAT Pension Plan employer means you'll receive regular pension payments every month for the rest of your life.
Congratulations on your retirement!
You've completed your working career with an Ontario College employer and are retiring with a CAAT Plan pension.
With a steady stream of pension payments, inflation protection and survivor benefits, you’re well on your way to a comfortable retirement with an income you can count on. For life.
Your pension from the CAAT Plan
The CAAT Pension Plan administers the pension benefits for members who have retired from the Ontario College system.
Retiring from membership with a CAAT Pension Plan employer means you’ll receive regular pension payments every month for the rest of your life.
Your pension payments are calculated using a formula that is based on your years of service and earnings - not on contributions, account balances or fluctuations in investment markets. With the addition of a survivor pension, inflation protection and bridge benefits, there's a lot to know about your pension plan and its value.
Please read this handbook carefully, and save it for future reference. Although this handbook was created specifically for retired members, spouses and beneficiaries may find it useful as well.

