A pension for your life
Throughout your working years, you built your pension during the years you and your employer contributed to the CAAT Pension Plan. Now is the time to enjoy your retirement, secure that you have a reliable stream of pension income that will be paid to you for the rest of your life.
Less than 40% of Canada's working population is fortunate enough to belong to an employer-sponsored pension plan. As a retired member of the CAAT Plan you have access to a stable source of income from the time you retire until your death. It comes with annual increases to offset the inflation and includes survivor benefits to continue payments to your spouse when you die.
Today's seniors are spending more time in retirement than previous generations. This can be attributed to a number of factors, including a decrease in the average retirement age, and the steady increase in life expectancy. For some, it is now possible to spend the same amount of time in retirement as in the workforce, and your CAAT Plan pension can help make that time comfortable.
If you’ve recently retired, or even if you’ve been retired for years, feel free to browse these pages to familiarize yourself with what your pension has to offer.
Collecting your pension
Bridge benefit
Your pension and income tax
Income splitting
Receiving your pension abroad
What is "total retirement income"?
How to claim a survivor benefit