Member Pamphlets
There's no better source of detailed information about your membership in the Plan than our comprehensive pamphlets. Whether you're taking a leave of absence or retiring early, you'll be sure to find one that covers your situation. Find the pamphlet that's right for you. Read them online, download the print-friendly PDF version, or pick up a printed copy from your Human Resources department.
Building your pension
Make an investment in your future - Part-time employees can join
Fortunately, you don’t have to be a full-time employee to earn a valuable CAAT Plan pension. For life.
Increase your service with a transfer
How might a service transfer benefit a member, and what types of transfers are possible? These questions are answered in this publication.
Getting the most out of your pension - Purchasing service
Did you work part time in the College system before joining the Plan? Maybe you had an unpaid leave of absence during your membership? The CAAT Plan has a purchase option for all your service breaks. One (or more) of them might be right for you.
Life events
Your pension and separation or divorce
Many people go through a breakdown in their marriage or common-law relationship during their working career. If you find yourself in this situation, it is important to keep in mind that your pension may represent a significant part of the family property you've built during your relationship with your former spouse.
Pregnancy/Adoption or Parental Leave (available online only)
Disability and your pension (available online only)
Retiring or leaving your job before retirement
Inflation protection: Enhancing an already valuable benefit
Learn how this valuable provision helps offset the rising costs of inflation in retirement
Normal retirement (available online only)
Early retirement (available online only)
Retiring early: the 50/20 option (available online only)
Terminating employment (available online only)
Death benefits
Protecting your loved ones
The Plan’s death benefits can be a valuable financial resource for your spouse, your children, or your beneficiaries, if you die before you retire.
Your privacy
It's about your privacy (available online only)