Administration Manual
Income Tax
Benefit Entitlement (BE)
Pension Adjustment (PA)
Past Service Pension Adjustment (PSPA)
Pension Adjustment Reversal (PAR)
Old Age Security (OAS)
Canada Pension Plan (CPP)
Enrolment - updated June 2012
New hire - full-time
New hire - other than regular full-time
Rehired full-time (previous service paid out)
Rehired full-time (previous service not paid out)
Rehired other than regular full-time (previous service paid out)
Rehired other than regular full-time (previous service not paid out)
Rehired other than regular full-time (before becoming eligible to be a member)
Rehired pensioner under age 65 - full-time
Rehired pensioner age 65 or older - full-time
Rehired pensioner under age 65 - other than regular full-time
Rehired pensioner age 65 or older - other than regular full-time
Change of information or beneficiary
Change of work status
NEW: Active member working past age 65
Contributions, Earnings, and Service Guidelines - updated June 2012
New: Member contribution formula
Monthly remittance of contributions
NEW: Full-time member Contributory Earnings Decision Tree
NEW: OTRFT member Contributory Earnings Decision Tree
Vacation pay
NEW: Concurrent employment
Contribution and CPP Charts
NEW: Salary guidelines - contributory earnings from Schedule 1
NEW: Salary guidelines - contributory earnings from Schedule 2
NEW: Salary guidelines - contributory earnings from Schedule 3
NEW: Earnings categories
Interest on member contributions
List of interest rates on member contributions
NEW: Pensionable Service guidelines 2012 - (PDF)
NEW: Pensionable Service guidelines 2012 EXAMPLES -(EXCEL)NEW: Pensionable Service POST-2012 guidelines - (PDF)
NEW: Pensionable Service POST-2012 guidelines EXAMPLES - (EXCEL)
Leaves and Buybacks - updated June 2012
NEW: Pre-enrolment service
NEW: Non-vested prior service
Vested prior service
NEW: Unpaid leave of absence
Layoff and recall
NEW: Pregnancy, adoption or parental leave
Prepaid leave
Paid leave
Restoration of pensionable service after successful grievance
Work stoppage
Transfers - updated June 2012
Transfer agreements
Reciprocal agreement transfer in
Reciprocal agreement transfer out
NEW: Transfer to or from another CAAT Plan employer
Disability
Long term disability (LTD) benefits
WSIB total disability benefits
Disability rehabilitation - LTD
WSIB partial disability benefit
Return to work from disability - excluding disability rehabilitation
Marriage Breakdown
Termination - updated June 2012
Normal retirement
Early retirement - updated June 2012
NEW: Early retirement of active member
Former member (with deferred pension)
Calculating a reduced early retirement (3%)
Calculating a reduced early retirement (5%)
Pre-retirement death - updated June 2012
NEW: Death of active member with spouse
NEW: Active member with no spouse but with children
NEW: Active member with no spouse or children
NEW: Death of member during 24-month extension of membership
NEW: Former member with spouse
NEW: Former member with no spouse but with children
NEW: Former member with no spouse or children
Post-retirement death
Pensioner with spouse but no children
Pensioner with no spouse but with children
Pensioner with no spouse or children
Spouse receiving a pension - no children
Spouse receiving a pension - with children
Appendix
Archives
Termination prior to July 1, 2012
NOTE: These provisions only apply to members who terminated before July 1, 2012. For terminations on or after July 1, 2012, please refer to "Termination" above.
Eligible for commuted value transfer or deferred pension
Eligibile for refund of contributions plus interest
Eligible for reduced early retirement pension or commuted value transfer
Summary chart - termination benefits
Death of non-vested member prior to July 1, 2012
Note: These provisions apply to a non-vested member who died before July 1, 2012
Active member who is not vested