CAAT Pension Plan

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Transferring from one College to another

More About

Transferring Service

Member Handbook -
Can I transfer in service?
Termination - Reciprocal transfer

Member FAQ -
Transferring Service

If you are transferring from one College to another without taking a break in your service, your pension will not be affected.

The CAAT Plan is a multi-employer pension plan. We therefore do not distinguish between employment at one College and employment at another, in terms of your service and membership in the Plan.

Employment at any of Ontario's Colleges of Applied Arts and Technology (as well as at Ontario College Application Services) counts equally. If you transfer directly from one of these employers to another, and have not reached age 71, your contributions and Plan membership will continue. By law, at age 71 you must start receiving CAAT pension payments whether you are working at a College or not.

After leaving your employment, you will receive a Termination Option Document from the Human Resources department of your old College. On it, you should indicate that you are choosing the option to transfer your pension credits to another Ontario College of Applied Arts and Technology. Once you have completed the paperwork, you should return it directly to us. We will make sure that your Pensionable Service and contribution records appear under your new College.

January 2009


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