CAAT Pension Plan

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When am I eligible to join the Plan?

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Membership Eligibility - OTRFT

Member Handbook -
When can I join?

Before joining the Plan, potential OTRFT Members must complete a waiting period of 24 months of continuous employment. Generally, if you consistently worked part-time hours during the 24-month period in question you are considered to have completed continuous employment. Vacations and leaves of absence are included in continuous employment. This type of part-time employment is commonly regarded as a regular or ongoing arrangement. However part-time contract employment can also be considered continuous if, once your contract ends, you are expected to return to work (or the contract is expected to be renewed), as is the case with some seasonal employment.

You can also work full-time hours and still be considered OTRFT. In this case, if your service is interrupted by regular periods of quits and rehires, it is considered to be continuous. Again, depending on the arrangement with your Employer, a pattern of consistent employment that has a set end date is continuous if that pattern is predictable, renewable and predefined within the 24-month period. For example, if you do not work during the summer months, but are expected to return to work in the fall, your employment is considered continuous.

February 2008


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