Members > Pamphlets > When an active Plan Member dies

If you are not Vested

Survivor Benefits

Member Handbook
Survivor Benefits
Pre-Retirement Survivor Benefits
What if I die before I retire?

If you have been a Member for less than two years or have completed less than two years of Pensionable Service, you are not Vested. This means you are not yet entitled to receive a pension benefit when you retire. It also means that if you die, your Spouse or Beneficiary is not entitled to collect Survivor Benefits. Instead, they will receive a refund of the contributions you have made to the Plan during your membership, plus interest.

In order to receive the refund, you Spouse or Beneficiary will have to complete a TRD Pension Claim form, sign it, and return it to your College. The CAAT Plan will send a Pre-Retirement Death Benefit Option Document, which must be completed and returned to the Plan along with any supporting documents that may be required.

January 2005